In the face of extremely limited options for small businesses when it comes to getting loans during an economic crisis, a business cash advance provides a viable alternative. First of all, the procedure for applying and getting the application approved is much easier and faster compared to regular loans provided by banks and other standard lenders. There are no questions that are often asked by banks that are intrusive. Instead, the basis for the approval of the application is usually dependent on business documentation and statements regarding credit card processing. This is because the amount of advance is related to the average amount of credit card transactions performed for the borrowing company every month. The funds could be provided in a a matter of days, as compared to weeks when a bank loan is applied for by a small business. However, the borrower may have to shift to a card processing firm that is approved by the lending company.